TERMS AND CONDITIONS

By using our website, you accept these terms and conditions in full.  The information and services available on this website are provided free-of-charge, and you agree to hold us harmless for your use of this website as well as your use of the information, links, or services on it. While we believe the information on this site is accurate, we do not warrant the accuracy or completeness of it. To the extent permitted by law, we exclude all representations, warranties, and conditions.

We will not be liable for any direct, indirect, or consequential loss or damage arising under these terms and conditions or in connection with our website, whether arising in tort, contract, or otherwise.

This website is not intended to give coverage, legal or tax advice. Please consult professionals in those areas for advice.

Any links to other sites are for convenience only and are operated by independent parties. Therefore, we cannot guarantee any information on those sites.

This website is not an offer to provide coverage, and the information on it does not affect policy terms or conditions.  Please consult an independent agent or your policy for this information.